Abu Sa'id al-Khudri told of a man who said to God’s messenger that he was entangled in cares and debts. He replied, “Shall I not teach you words by which, when you say them, God will remove your care and settle your debt?” and when the man expressed a desire to hear them he told him to say morning and evening, “O God, I seek refuge in Thee from care and grief; I seek refuge in Thee from incapacity and slackness; I seek refuge in Thee from niggardliness and cowardice; I seek refuge in Thee from being overcome by debt and being put in subjection by men.” He said that when he did that God removed his care and settled his debt.
Abu Bakra reported God’s messenger as saying that the supplications to be used by one who is distressed are, “O God, Thy mercy is what I hope for. Do not abandon me to myself for an instant, but put all my affairs in good order for me. There is no god but Thou.”
‘Ali told of a slave who had made a contract with his master to pay for his freedom(1) coming to him and saying, “I am unable to fulfill my contract,* so give me help.” He suggested teaching him words he had been taught by God’s messenger, which would be so effective that if he had a debt as large as a huge mountain God would pay it for him, telling him to say, “O God, grant me enough of what Thou makest lawful so that I may dispense with what Thou makest unlawful, and make me able by Thy grace to dispense with all but Thee.”
1. Mukatab. Although the term comes from the root meaning to write, the contract was not necessarily written.
*Kitabati. While the word properly refers to something written, it is used for a contract whether written or not.
Tirmidhi and Baihaqi, in ad-Da'awat al-kabir, transmitted it.
'Amr b. Shu'aib, on his father’s authority, said his grandfather told how the Prophet said that when anyone of them married a woman, or bought a servant he should say, “O God, I ask Thee for the good in her and in the disposition Thou hast given her, and I seek refuge in Thee from the evil in her and in the disposition Thou hast given her.” When he buys a camel he should take hold of the top of its hump and say the same kind of thing. In a version regarding a woman and a servant it says he should take hold of her forelock and make supplication for a blessing.
